Pantone motor insurance and eternal problems?

[Cuicui]

Do pantonized cars roll with the explicit agreement of their insurer? Paul

Hello PoPaul
We could ask the question another way: does anyone know of an example of insurance having refused to insure a car bearing the explicit mention "engine fitted with a Pantone device"?

[Nicobrur]

Hi everybody,

to answer the original question, I'm a mechanic auto / motorcycle, and I've seen a lot of expert expertise cars or broken motorcycles ... very simple actually, or you killed someone in the accident or seriously injured ... either you are killed or seriously injured .... with a stock car stock is good, however if there are too big or too small tires in relation to the margin , non-original suspensions, non-original brakes (even more powerful) a non-original engine (even less powerful) .... or a pantone system ben la po insurance, more booth, more of cars ... and everything that goes with

on the other hand, if ever your car is equipped with tuning, with the steering wheel in jacky moumoute, the rims in 17 "the -7cm shock absorbers which go well, the brake calipers and the drums painted in red (it brakes better than it seems!) and you get into the butt of the car opposite which has a bumper and a rag to change, I have never seen an expert say anything ... after if it's a space 4th generation which goes into wreck because of a "tampered" car it is possible that the expert ticks a little

I even saw a 205 GTI at the base passed the MOT with a 405 MI16 engine ... the guy wrote "GTI" on his engine

Go where

[Christophe]

on the other hand if ever there are tires too big or too small in relation to the margin, non-original suspensions, non-original brakes (even more powerful) a non-original engine (even less powerful). ... or a pantone system ben la po insurance, more booth, more car ... and everything that goes with

Well that's what I'm trying to say for years ...

I even saw a 205 GTI at the base passed the MOT with a 405 MI16 engine ... the guy wrote "GTI" on his engine

LOL

[elephant]

1) should see the case law

2) it is also necessary that the other party demonstrates that the cause of the accident is the modification: you ride with doubtful brakes or a dangerous accessory: OK

3) we should also see if some companies are not ready to negotiate, with a slight increase in the RC premium linked to the increase in power, which is logical.

In fact, what do those modify the injection mapping by changing the ECU chip ???

[Nicobrur]

it is also necessary for the other party to show that the cause of the accident is the modification: you ride with doubtful brakes or a dangerous accessory: OK

no no, you drive at 35km / h, with your R19 diesel..you find that an aluminum fin type fast and furius sticks well to the line of the car (you only modify this fin of course) and at this time two little kids in the process of fighting fall on the road ... they pass under the wheels of the superb R19 ... and do not get up ... well the opposing party will not have to prove that it is the fault of the fin if the children did not survive the accident, it is your own insurance which will prove that the fin is not homologated (the ends are considered "sharp" for the French homologation) and it will not reimburse anything at all

with regard to this type of fin, unlike the rest of the story, it is actually for the reason that I gave that it is prohibited on public roads

In fact, what do those modify the injection mapping by changing the ECU chip ???

Ben they have the client sign a receipt saying that the car is no longer homologated for driving on the road, and that it should only be used on the track

[Christophe]

2) it is also necessary that the other party demonstrates that the cause of the accident is the modification: you ride with doubtful brakes or a dangerous accessory: OK

NO, NO AND NO! Why do you persist in spreading such false ideas?

A MOTOR THAT IS NO MORE ORIGINAL IS NO MORE APPROVED POINT BAR!

[Christophe]

Ben they have the client sign a receipt saying that the car is no longer homologated for driving on the road, and that it should only be used on the track

Signed I don't know, but when I was on the move there was a disclamer with all the trigger tubes sold: "not approved for the road, use on circuit only."

Obviously there was no 100km cirtuit around and the pots were all used on the road. (and I'm not even talking about the 75 cm3 kit)

Such a "message" allows the manufacturer to be released from all liability .... but certainly not the customer who causes a serious accident.

[jonule]

then if we change the original purflux diesel filter by a crossroads it is no longer approved then?

and for those who run on oil, insurance question then how do they insurers?
insurers insure the German vehicle in germany, but no longer at the border? and if it's the same company in France?
and yet it is a bicarbruation kit; addition of 2 eclips, a plate heat exchanger, a tank etc ... yet it does not change the braking! neither the safety belt system nor the airbag system, the oil will not explode ... the kit is also TÜV certified ... the principle or the solenoid valves?

I find it normal to go back to the mines if we add a seat with seatbelt for kids, ditto if we change the brakes etc ... or if we add power to the engine ...

on the other hand for a pantone, one modifies the exit of the exhaust without changing the principle of it ... ditto for the admission which one rejects in the air duct: nothing changes!

then this general problem of insurance, it must be settled with the insurer! as farmers do by buying oil tractors, insurance is not lost at the border, ditto for a house etc!

so you have to declare it in advance of the accident, and fill in a special sheet?

I think that people have been made by insurers, whose job is a bit special legal ...

[Other]

Hello

Do you know that even if you change your assurances it's still the same insurance company, there's only one with many different names, but the head office is in England, it's the Loys
the one that insures all the boats and planes in the world.
So the small brokers in different countries are doing the job of governments who do not want to vote on certain regulations that may be unpopular.
I opened a post about the barons of steel, it's the same principle everything becomes in the possession of a few people, they just have sub divisions with different names,
To say that peoples have made revolutions to remove kings and what is it? he who holds money, power, and little decision for all practical purposes more than any king or borrower, he is international, he covers great.
We are happy they give us work! We do not bite the hand that feeds us !!! keep the world in ignorance he controls himself better ..

Andre

Andre

[Christophe]

then if we change the original purflux diesel filter by a crossroads it is no longer approved then?

Nothing to see because the filter in question has been approved to be adaptable precisely ... cons if you tinker one in your garage ... ca ca pose a problem ...

and for those who run on oil, insurance question then how do they insurers?

If the car is equipped with an unapproved kit (ie 100% of sold kits) and that there is an accident thanks, I would not like to be in the place of the oily ... ( legally speaking). Apparently it has not happened yet ... and fortunately but one day or another ...

insurers insure the German vehicle in germany, but no longer at the border? and if it's the same company in France?

Perfectly .... it's not the German SAM that comes to pick you up with the spoon on the road though? So France = French rule ...

and yet it is a bicarbruation kit; addition of 2 eclips, a plate heat exchanger, a tank etc ... yet it does not change the braking! neither the safety belt system nor the airbag system, the oil will not explode ... the kit is also TÜV certified ... the principle or the solenoid valves?

I totally agree with you ... but the people who make the certification standards do not really think like us. For them if it's not allowed it's forbidden! It does not matter if it is dangerous or that it pollutes or that I still know ...

on the other hand for a pantone, one modifies the exit of the exhaust without changing the principle of it ... ditto for the admission which one rejects in the air duct: nothing changes!

Uh ... we must not have the same notion of "nothing" ...