I do not know if we really know how to predict the floods, my faith why not ... we can think that the warming raises more water vapor in the ocean etc ...
on the other hand, whatever the future precipitation, the common sense for ages would have been to never build in a flood zone ...
we see entire neighborhoods under stagnant water, this is a serious mistake in the granting of building permits ... even the construction itself is stupid, because even risk to have the feet in the water, we do not bend, but houses on concrete basement garage, all the precious goods and refined pieces remaining on the floor ...
To conclude,
tribute to Brassens